Originally Posted by happytheman

I have my auto loan and a platinum credit card on auto pay. I always just pay off the credit card each month instead of just letting it pull the minimum $10.

Also, we put nearly EVERYTHING else on our Discover card so we can get the 2% cash back. The only thing we don't put on the Discover is our purchases at Target, which we put on our Target card and receive 5% off all purchases. At the end of the month, we completely pay off both of these cards.