Auto bill pay is the only reason I have a car, house, electricity, phone, etc... I always forget what day something is due on, so I just set it up to be taken out of my account automatically and I just check the amount each month to make sure they're not ripping me off. The only thing I have to remember to pay each month is my credit card, which is what we use to pay all of our bills. So far I've had no problems, and I love racking up the points on my card