It doeant hurt ur credit to close an account until a bitter credit card company decides to misfile it.
It happened to me 5 months ago. I closed an old credit card an they called the debt left on it unsettled/delinquent. I got it fixed but... I had to dispute with the credit card and write the 3 agencies n it took 3 months to fix. Of course the company had no proof I was delinquent. But u just hav to be so persistant for things to keep moving and its a pain.
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