i was in an accident with my altima before i sold it
its similar to what you were in but what happened was some douchebag was driving in the emergency lane on the highway then he slammed his car into mine(kind of like mob style) to avoid running over construction workers, i would have changed lanes but i was boxed in(car in front, car behind, and car to the side of me) and i suffered similar damages, driver side fender messed up, side view mirror was gone, alignment and balance were off but there was no major damage and my car wasnt totaled(collision happened at 65)
i dont think insurance will total your vehicle but every case is different
good luck with everything and make sure you save up for the next gen Z lol
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