Originally Posted by Gauge

1k a month? My brand new Nismo only cost me 780 a month and I have gap protection and life insurance added on from my credit union. You must have a crazy high interest rate. If so, you should sit down and see how much you really can afford a month. You've been paying off this car for a bit now, your credit rating has gone up. You might be able to refinance at a lower rate which will lower your monthly payment. Just tossing another solution out there. Usually even 2-3 months of payments on a car and you will have banks drooling to refinance the loan for you.