I have been with state farm for ever. I received new info with my insurance card last week. State farm now spells out that if you go to the track for fast driving, not just racing they will not cover any damage. (A Given).
It also stated that if you have any modifications on your car beyond what your car comes stock with State farm will not cover any of the non-stock parts if damged or stolen.
Also they will use new, used or rebuilt parts and non-OEM parts to fix your car.(I think this may be state by state as I think Cali states they have to use new OEM parts if requested). I bring this up because this is the first time I have seen them come out with a statement like this.
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