Originally Posted by Inspector71

Wow, what a story. I read every post and decided to have a non-confrontational talk with my wife. I told her I had decided it was my decision and she was going to have to live with it. Her concern was that I am 54 and she is 50. This is my second (and last) marriage and we have two wonderful kids, a girl who is 11 and a boy who is 7. She is worried about us taking on more years of debt getting older and having such young children. She knows that as a teacher, I can't last forever. I pointed out that if I retired in 5 years, the SUV would be 8 years old. I will probably go 6 to 11 more years. Somewhere along the way, I'd have to get a new car anyway and the SUV depreciates each year. My SUV is in like new pristine condition, metallic red and loaded.