I tend to stay away from the OTC stuff, unless I'm just gambling. For the rest of it, 1/3 munis, 1/3 solid dividend payers, 1/3 small/mid cap growth. Occasionally buy some calls around earnings time and sell them after the earnings release.
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2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent
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