Quote:
Originally Posted by axmea?
File a claim, it should not affect your premiums. Have the offending driver's insurance cover it, not yours. Get the highest repair quote you can muster from the body shop (usually contracted by the other party's insurance carrier). Get a quote from a Nissan dealer for parts --- given the nature of damage (subject to inspection), you should not have to replace anything -- except the foam bumper underneath the shell --- probably.
You can opt to take the cash or have it repaired. If you decide to cash it, get a new bumper = Amuse rep for 600 - 750 bucks.
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After talking to the guy, it turns out he does have insurance. He said he was just scared shitless because of how pissed off he saw me. Anywhoo.. I think he said his coverage is only up to 600.. Would i still have to contact my insurance company too?? Or only his so they can take care of it?..