I don't own my Z yet. But I need some experts to help me determine when I will be able to obtain it! Everything is just a giant question mark right now
I am aiming for next June, if that is even possible.
First off, I have no expenses other than the upkeep of my current 01 Focus. So literally everything I make goes into the bank.
I've got about 4k saved as of right now. I can easily put 1k into the bank every month. So I have a solid income, and I can definitely make payments.
The only problem is that I am going to have to get a loan on my own (I'm 20). And I just started building my credit this past April. However, I am religious with payments, and never have any outstanding bills/payments. I believe that I am building credit as quickly as possible. (?)
Is it even realistic for me to get a Z by June? I can round up a down payment of around 14k.
Would a bank give a 20 year old with 1 year of solid credit history an 8k-ish loan?
What can I do to get this down solid. I'm willing to work my *** off.