Tell her to take it to Carmax or any dealer that will buy used cars not on a trade. When they shock her with their offer and laugh at her as she explains she also wants her deposit back, then you tell her you'll give her $1,000 more than they offered... but of course she'll need to come up with the difference to pay off the loan
My DD is a 2006 Honda Civic Si. I paid $21k In cash when i bought it. I'd like to sell it now with 56k miles and want my $21k "down payment" back to whoever buys it. Any takers?