The convience of using a credit card is exactly what you are paying for. When you swip your card at a gas station, the gas station has to pay the credit card company a fee for using the service. I used to live in NJ and this was such a big deal that for a while the price of gas was cheaper per gallon if you paid cash instead of a credit card. It's the same at restaurants and stores in the mall, everytime you swip the credit card companies take a piece, it's a part of doing business. I'm not defending it but just realize that the cost is put into the merchandise you are paying for. I don't see what you're actually looking to change, people might not say "buyer pays paypal fees" now but people will just include it in their asking prices, the same way every other place that accepts credit cards does.
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