Morning All
On the subject of working hard To stay out of debt, I agree. Big mistake especially for people of my age group (20-30) is getting in over their head. Its not enough To just be able to meet your monthly payments, you Should also be able to cover any unforeseen expenses That were not part of Your plan/budget. Usually if you work hard at being a smart spender/loanee . By the time your 30/35 you will be in great shape.
Sent from my SAMSUNG-SGH-I897 using Tapatalk 2