A little off topic, but thats why some insurance company's now have preferred shops you can go to, so say you get into an accident and need some work done, they have a preferred body shop that will do the work and will cover you for the time you have your car. The preferred shop goes through a strict evaluation, and if they have any small complaints they are taken off their list. Companies like All State do this, and for the customer it saves them time to look for a shop that is reputable, or does good work. So both of them are in a win win situation. Now, if you are not being reimbursed by insurance for your repairs, or you go to a tuner where insurance has no say and you are paying out of pocket, then lets say you are screwed.