Quote:
Originally Posted by TheGreatOne
Over here, I think most insurance companies only offer full replacement value on a Brand New (or near brand new car)
Something thats a few years old 2nd hand that you bought for 10K, you'll get what the bluebook is at max
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You get the full retail price of the vehicle if its totaled with in the first 6-10 months, then after that you will get full retail NADA blue book value for your car if its totaled, for what ever year it is.
So lets says you have a 2009 Z thats Nada says its valued at $24k retail, as long as the car does not have excessive mileage on it , you would be given a check for $24k plus the sales tax in your state.
All companies are set up this way, unless you live in some weird state like kentucy or arkansas.