Originally Posted by gsxr750

You are completely incorrect, I've been thru it personally on multiple claims, the insurance company will always pay you retail replacement cost plus the sales tax, and even if rebates have been used.

If your insurance company paided you less than the retail replacement cost plus the sales tax on a totaled vehicle, than your company ripped you off.

The insurance converage for total loss of your car covers, the retail cost , plus taxes.

Just check with your insurance company and ask to talk to a claims adjuster, normal insurance sales ppl will not know this.