Originally Posted by gsxr750

Just make sure you have insurance and little know to most ppl is the fact that an insurance company must pay up the full retail value plus sales tax on the retail price.

So lets say you buy a car that retails for $10,000 and you get it for $6,000 with the discount and rebates and 8% tax, OTD you paid $6,480 .

Then a week after the car gets stolen and is scrapped, now the insurance company has to pay up, they will have to pay you $10,000 retail price plus sales tax, end result is a check for $10,800

So you will always be paid retail replecemt cost for your car, plus sales tax and they will try to subtract for excessive mileage if they can.