If you have full collision coverage (which most states require), part of that money you pay every month goes towards their lawyers in situations like this. She is clearly at fault here and I guarantee her company won't argue with yours once they know you're not afraid to get them involved.
Contact your insurance company and tell them what happened and if hers contacts you again, tell them you no longer want to speak with them and give them the number of your agent. If they continue to harass you, notify your insurance company. I promise they'll stop with a quickness.
Right now they're hoping you're afraid to contact your insurance for some reason and that they can screw you over.
*Edit: Involving your insurance won't affect your premium and won't cost you a dime.
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Last edited by dmhenderson; 08-01-2012 at 10:34 PM.
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