I'd just buy it used and save the $10k. As long as it hasn't been horribly abused and you take good care of it (which I presume you will) it should be fine. My cousin has bought 2 used MDX's in the past couple of years and has run them for like 30-40k miles with no issues. It really is a great car as a DD and $10k is not an insignificant amount especially since you'll still have a warranty on it.
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