Originally Posted by ctzn

You are very fortunate. I was planning on financing a portion of mine, (~$20k) which I thought would be pretty easy.

I have no other debt, my credit score is 730, I make over $70k/yr, I have very little expenses, I am putting over $10k down - and I still need a co-sign based solely on the fact that I don't have much credit history established.

I have had two other car loans and paid them both off within six months, and because of that I don't have an established credit history and need a co-sign.

I was shocked when they told me this, so I may just put a little more down to get approval on financing. I am going back in next week to work it out.