Did you have gap insurance? Might be a good thing in this case since the car was brandy new. Any idea if you owe more than the value?
I'm thinking there is a chance it's not totaled. Car has to be valued at least in the high 20s. Even if the block is cracked you are probably looking at 15-20k to repair max IMO.
Let us know how it turns out. You're pretty lucky.
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