I just have the front and have only scraped a couple of times when my 300 lb friend was in the passenger seat. Just learn which roads are good and try to stick to them, otherwise be very cautious when on roads you aren't sure about (especially residential and back roads) and when you are pulling in and out of any parking lot.
Also, make sure you save the stock pieces! If anything did happen it'll be much less devastating if you can simply put the stock bumper and sides back on.
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