This should most definitely be covered by insurance. I know some policies are very picky and will only pay for this under comprehensive (meaning a larger deductible) as opposed to collision, due to it being an animal and not necessarily another person in their car, or any of many other insurance-related reasons.
Since you said you were going the speed limit but managed to puncture your radiator, I'd guess 30-40 miles an hour?
That said, you're lucky the deer became lunchmeat and not you. A friend of mine hit a large buck and totaled the car completely. It was a small rural road with a 55 mph limit so the deer came in through the windshield and broke his arm.
Good to hear you're fine. Forgive the random story.
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-Phil
"Since one of my brake light bulbs just went out, the forum told me that my piston rings are about to blow."
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