The reason they want $2,500 is to recoup a portion of their lost down payment. I agree though, I wouldn't pay that and would want them to pay the transfer costs.
I highly doubt I could do better privately on a 40th anniversary edition. My guess is it would sell for $38k used privately. It's appealing to do this deal because of no initial down payment (if negotiated well), the payments are reasonable and I would be able to buy the car in cash in two years. It's either downpayment now with payments for X # of years OR payments now with buyout later. You are correct with rates probably being higher in 2 years though!
Thanks for the input!
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