Originally Posted by Cjanik

most people come crashing in the end because they buy things they cant afford. even if they think they can.

I say get a Z, pay it off, save up for a year or two, then get a M3. dont jump the gun and get a 70k car just yet. be smart about interest accumulation and how much you'll really be paying in the long run.

as my dad used to say, "Millionaires don't say 'what payment and for how long', they say 'how much'".

If you dont have the money yet, dont buy it yet, imagine how much money people would save if they'd quit paying interest on everything.