I don't know how you Canadians deal with it, but here your insurance company should take care of you and then sue her personally. Also driving without insurance is a misdemeanor in NY if my memory recalls properly.
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2009 Carbon Fiber/Red 370z aka Trish: Sports Package, Meisterschaft full catback, Fast Intentions Longtube Headers, Injen Long Tube Intakes, UpRev Tune: Sold 
2008 Lotus Exige S Club Racer aka Bella, always leaves me smiling
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