My .02 cents... Go for the Z! Save the money. The performance of the Z is not to far off of the M3. Heck, a fully optioned M3 costs about double of a fully optioned Z but the M3 is defeinatly NOT double the performance of the Z. Sure, the M3 is more prestigous, but it is not like the Z is a Kia. The Z has status.
What I first look at in a car is reliablity. Having owned two M3s in the past, reliablity can be an issue. Japanese makes are very hard to beat when it comes to reliablitiy.
Good luck!! BTW... I have family who are RNs in your area and love the work conditions. Your career selection was smart.
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