Nick911sc

If you are not representing your address correctly this is a material misrepresentation on the contract you entered in on your policy, therefore causing it to be null and void. The company will more than likely return your premium, leaving you to foot the bill for your accident way before they would happily pay out a claim, even if that means they would charge you more for the incorrect address. You have to understand the fraud goes past insurance companies. Potential charges can be brought into the picture for defrauding the insurance company, which is essentially a financial institution.

And reregistering your license to your parents address can cause problems for them. If the DMV runs the licenses in your house and sees there are other drivers, the insurance company could add you to the policy raising the rate on your parents policy and other issues as well...