IMO if I have to pay someone over $100 to inspect my car, I just as soon will drive with bad inspection and hope no one notices...
People do the alternate address thing all the time... you wouldn't believe how many Florida tags there are in NJ to avoid high insurance... in your case though I don't think it will void a claim per say because where you live isn't material to the claim if it is a reasonable distance away. If you are caught though, the claim would be adjusted for the benefit that you would get at that particular premium at your valid address.
Some issues you will run into though are that you will need to reregister your drivers license to your parents address... doesn't sound like a big deal but you will no longer be able to take advantage of municipal services like certain police or court processes as well as things like recycling or waste drop off centers.
The only other thing I can think of is changing ownership to your parents... still you are adding a lot of headache and work...
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