Most insurance companies will try and screw over both their own customers and anyone that files a claim against them.
With most insurance claims, the insurance adjusters # 1 job is to deny a claim, not to pay out on one.
One issue could be is that the other driver is trying to pin the blame on you with his company.
Note his company is obligated to provide for you in writing why they are denying your claim.
You should also call up his insurance company tell them you intend to file a claim with your state's insurance commission and your state attorney generals office, as to there bussiness practices in your state, make sure you speak to claims manager and not a simple customer service rep.
Make sure you also use the small claims court action, its simple and the fastest way to resolve the whole situation.
I was forced to use small claims court in order to collect on a damage claim, from a contractors trailer caused damage to my vehicle and it happended in right after 911 and it turned out the contractors bussiness was insured by one of the major insurance companies that insured the World Trade Center. Insurance company ran out of money fast.
Accident happended around 10/1/2001, filed case in court 10/15/2001, court case date around 11/1/2011, case, won case, money paid by 12/01/2001
Last edited by gsxr750; 03-12-2012 at 11:18 PM.
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