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Old 03-12-2012, 09:21 AM   #4 (permalink)
Zaggeron
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^^ I don't know if there is any reason to "laywer up" -- unless you only have liability insurance. Chances are you have collision coverage. If that's that case file a claim against your insurance company, they'll send an adjuster and -- eventually -- issue a check or pay the shop. They will then try to collect the costs from the other guy's insurance. The only time you should have to deal with the other guy's insurance at all is if you only have liability.
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