Snapshot is voluntary NOT mandatory. It does NOT use GPS. It simply monitors your cars vitals.
There's no reason to think insurance companies are going to start forcing people to use snapshot type devices.
Again, insurance companies use all sorts of IMO irrelevant factors to determine your individual rate so why not use your individual driving habits if the individual so choses?
I'd rather my insurance rate me based on my driving vs. rather or not I'm married/ single; male/female; my zip code and other uncontrollable factors.
Now if you're too paranoid you aren't being forced to use snapshot but you are forced to comply with all the other uncontrollable / mandatory factors that are used to determine your rate. It's nice to finally have some control as to what our rates will be.
If people are confident about their driving habits and there's an OPTION for them to receive a huge 30% discount and that's a good thing. Options that help people save are good things not bad things.
Last edited by vo2max99; 03-06-2012 at 03:57 PM.
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