Quote:
Originally Posted by mz3035
I paid 26k for mine.. My interest rate is 3.9 (used car) over 72 mos and I pay 450.. 700 seems really high...
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Amen to that! You said they would give you 10K for your car... I did 20K at 6 years (72 months) @ 4.59 and the payment is $318
Also if your car truly is worth 14-15K for a trade in value then its all in the negotiation and if the dealer wants to sell a car.
I didnt really read to see exactly what model you are looking at but a 2010 even though its "new" at a dealer has depreciation as 2012s are out and soon 2013s will be out....
I would throw out this offer... this is going off all you told me
Asking $36,000
your trade $10,000
You say your trade is worth $14-$15,000
Deal to ask for OUT THE DOOR (this is without taxes as i dont know what your state has for % rates)
$20,000 out the door with your trade. This is them meeting you halfway for your trade and knocking off the couple thousand they mark the car up.
**All going off your original numbers they gave you.**
ALWAYS TALK the final price out the door (try and figure out taxes too)
Ive purchased and traded cars and work the entire deal over the phone, work only the out the door price.
Good luck