Yeah, I'd totally agree that the interest rate I had was a product of just good timing. When the Z was first introduced/released, it was just a pipe dream for me to be able to make it happen, but I checked it out anyhow. The best interest rate out there I could find was going to be between 6 and 8% which I thought was just plane rough....
So, when there was a 'financing break' with my credit union a few months ago (not sure if it were new or if it were in the middle of the 'special'), it made it really hard to not chase a dream and get the Z
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