Originally Posted by UNKNOWN_370

I start on price and work down to payment. I have patience. I will sit there 8 hours to get the right payment. Then I pay down and cut my interest in half... Its hard to hustle a hustler. I walk away from anything that won't benefit me. There's a loss in everything we do. The art is keeping thatt loss minimal.

I know the monthly payment isn't the only thing to look at. Finance charge structure is where they eat you. That's the first thing I tackle.