Thread: is this right?!
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Old 01-19-2012, 10:01 PM   #5 (permalink)
m4a1mustang
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Quote:
Originally Posted by f00d4tehg0dz View Post
So I went to a nissan dealership today...

A 2012 Touring Gun Metallic, with sprt package, and navigation package.. the guy told me he can do invoice which is 38,000. Then he told me after title and taxes, it would be 45,000.... I told him I would put 8000 down, And he told me It would be 670 for 72 months.. Personally I'm looking to pay for only 60 months, but within the 600 range. But is this acceptable price? I've looked at some other people's posts about what they payed OTD. And mine seems nothing close to it..
Don't make your purchase decision based on monthly payment. You want to end at the lowest total cost possible.

Are you financing through the dealership? Sounds like it since you talked to them about a down payment. I'd try to see what kind of rates you can get with outside financing. If you come pre-financed you're in a much better position to negotiate. You know how much you want to pay total (and as a result you know how much you'll be paying monthly) and you can work it out that way. Dealers love it if they can try to sell you based on monthly payment... makes it easy to screw you over in total cost.
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