I know how you feel man, but trust me things are about to get a little better. First, you gotta take care of all the logistics with your insurance. This happened in my old 350Z, and my insurance cut me a check for almost 4K, which was the price I was quoted from a local Nissan dealer. But I'm pretty sure these Rays are going to fetch a bit more. Once you get that check, you can buy a nice set of wheels and tires