This issue was brought up on another forum (or maybe it was another thread on here?) yesterday, and a dealership salesman did say that since January 1st 2011, he's had to do mandatory credit checks to make sure you're not a terrorist or drug dealer/money launderer/pimp/etc. Basically, someone with no credit history coming in to buy a $30k car and saying they don't need financing is going to look suspicious.
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