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Old 12-16-2011, 03:57 PM   #5 (permalink)
KingZee
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Join Date: Feb 2010
Location: Glendale, CA
Age: 41
Posts: 2,612
Drives: Focus ST
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Quote:
Originally Posted by doink View Post
I went to order the 2012, the sales guy said that the credit check was required to exact quote "its a new law to check you are not a terrorist, check for red flags and its only a soft check to transunion only and its mandatory to order the Z."

The problem is that I would not have mind IF the Z I wanted was parked right outside and I can drive it outside of the lot. That way I can shop around for financing within 14 days. But this car is 2-3 months out on the ordering and delivering.

Has anyone ordered the Z and not subjected to credit check requirements? I have 2 credit monitoring and my score (equifax and transunion) just took a hit (hard inquiry) and it dropped 35 pts.

What are my options now if I'm financing? I might have to shop around for loan now instead of the original plan of waiting til 2 weeks before delivery to increase my score. Is it too late to cancel this order (they will order it in first week of Jan)? Already pissed at this sales guy.
35 pts for a hard inquiry?? Do you have a lot of credit history? I get hard inquiries all the time (partly because I own a business) but I have a solid enough credit history and available credit where the hard inquiries don't really do anything to my overall score...35 pts is insane for one hard inquiry.
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