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Old 08-10-2009, 01:18 AM   #1 (permalink)
kroze
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Join Date: Apr 2009
Location: Jersey
Posts: 21
Drives: 88 300z
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Default Buying a car? some people are just really stupid.

Most of the time it's younger people but I've seen similar stories with older folks too. Oh well, stupid & ignorant people will always pay.

Cliff: Some kid single handedly kept a Honda dealer in business by giving them $23,812 in pure profit from a sell of a used car with 54k miles.


Quote:
I had my Fit for over a year and I just wasn't happy with it. I mean there was nothing out there parts wise and it was just too sluggish for me. The Dealer also talked me into getting an automatic so it just wasn't fun to drive.

So last week I went to Hardin Honda in Anaheim to see about getting an FG2, I did a little research before going to the dealer and found that they had an 07 Civic Si coupe in stock which was Certified and only had 54K on it. After test driving it I fell in love and just could not leave with out it.

After spending two hours at the dealer trying to make a deal to trade in my GD for the FG. Long story short they wanted $4500 down and $490.00 a month for 5 years. Before leaving I managed to talk them down to 3k down and 410 a month payments for 6 years. Needless to say they wouldn't do the deal with no cash down so I had to say good by to my love before I even got to know her.

Feeling defeated I started scheming on ways to come up with the money. I had decided to ask my dad to co-sign to see if they would do the deal with no cash down and 3k payment within 90 days. After running my dads credit they said that if he where to co-sign it would actually hurt me more then it would help me. At that point I was ready to throw in the towel, and I was feeling more and more like I was stuck with the Fit.

Now in the third day I wasn't quite ready to give up. I asked my step dad if he would loan me the money. I told him i would some how pay him back the money within 3 months. He agreed to think about it and would let me know by the end of the day. So I went to work fingers crossed and prayed most the day. I figured it would never happen, but to my surprise he agreed to loan me the money if I signed a contract promising to pay him back in 90 days.

So after all that I finally got eveything I needed to pickup my new love interest the FG2.

Final deal:
2007 Civic Si $16,300
Extended Warranty
Gap Insurance
Upgraded Alarm
$3,000.00 Down
13.7% APR 72 Month Term
$3,000.00 Down
$446.00 Monthly Payments

Trade-in
2008 Fit Sport $11,400.00 (owed $15,300.00)


Whats a little debt if it makes you happy right.

I'll post pics when I get a chance to take some.
Let's see how much money this kid has given the dealer in one day.

$3k cash (downpayment)
~$3k (net profit for just selling the civic SI due to dealer got it for ~$13k)
~$2k (profit when they sell the 08 honda fit)
$15,812 (ROFL. $446/m for 72 months.. $32,112 - $16,300 = $15,812 in interest money)
-------------------------------------
Dealer made $23,812 from one sale of a used car with 54k miles on the odometer.
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