Nissan 370Z Forum - View Single Post - NMAC, If you have a co-signer..?

codpet · 08-08-2009, 01:56 PM

No, actually, they showed me the chart, the scores, even the low ones had an LTV of 110%. I wish I knew what chart you were looking at.

The chart said this:

Tier 4
FICO Score 580-619 - LTV 110%, Interest Rate 14.49%.

Tier 3
FICO Score 620-649 - LTV 110%, Interest Rate 11.04%

Also, I was told by one of the three dealers the co-signer did help. He said I would probably be in Tier 3, instead of Tier 4, or being denied because of it.

08-08-2009, 01:56 PM	#7 (permalink)
codpet Base Member Join Date: Jul 2009 Location: Jacksonville, FL Posts: 32 Drives: Eclipse 2007 GT Rep Power: 16	No, actually, they showed me the chart, the scores, even the low ones had an LTV of 110%. I wish I knew what chart you were looking at. The chart said this: Tier 4 FICO Score 580-619 - LTV 110%, Interest Rate 14.49%. Tier 3 FICO Score 620-649 - LTV 110%, Interest Rate 11.04% Also, I was told by one of the three dealers the co-signer did help. He said I would probably be in Tier 3, instead of Tier 4, or being denied because of it. Last edited by codpet; 08-08-2009 at 02:03 PM.