Did you agree to the amount of the check? Perhaps different INS. companies operate differently, but the few times I've dealt with insurance adjusters, they typically make an offer after examining the car, and cut a check when you accept.
It might be the case they are trying to get you to implicitly accept their deal by cashing the check. I would turn the whole thing over, including the check, to your insurance company and let them handle it.
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2010 Platinum Graphite 370z Roadster:Touring/Sport
2013 Subaru BRZ Limited
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