It sounds as if you aren't even considering an M3 at this point and you seem to know exactly what your priorities are. RN's make a decent amount of money. You seem like a nice guy and I think you definitely deserve to have a Z. Just face it....the Z isn't going to break your bank balance. It's marketed as an affordable sports car that's made for your specific demographic. I say pull the trigger and enjoy what you have worked hard for.
I am also in the medical field and work with RN's all day(or should I say give orders to..haha....sorry for being a douche - just had to). I wouldn't even look at an M3 in your situation....but thats just me. The Z is a reasonable vehicle if you can get away with it's impracticality.
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