I understand the wanting a Z... I've had 5 plus a g35 coupe... and I just turned 27 last month. Plus a few other cars that I hated and an e39 528i sport package/manual.
BMW's are some of the best built cars out there, but you just pay so much for the power. And a couple of repairs starts looking like a down payment.
Honestly, I think you need to buy less car the first time around. Work your way up to the big payments, build your credit.
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