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Dude, please use spell-check or slow down. With minimal mistakes an average human can still read sentences and comprehend. That **** looks like some crap my 13yr old daughter would text to someone.
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OK, on-topic........If you think going F/I is a bargain, you are in for a surprise. If you go with GTM, you can purchase a turn-key it and be OK for a while. However, you must think supporting parts, maintenance, and "oh crap" funds with any F/I build. If you put my girl's income with mine, we still don't make 6 figures. I have a budget that I call "fun money" that supports my hobbies. I also have a credit card specifically for that "oh crap" moment. Hope you have fun with your Z.............