I work in a bodyshop. I see many customers mulltiple times a year. Yes your monthly payment is alot less, but that's still quite a risk. You may have it in the shop 2-3 times in one year. Now your out $6,000. Last year I had one guy hit 4 deer, and 2 snow banks in 7 months. I can't tell you how many people I see with high deductables who either have to card it, or just can't afford it. Be aware that things happen, and they can happen often. High deductables I think only apply to those who own shops, can do the work themselves, or can obtain deals from contacts. Also I have many people come in well into there 40's and 50's say this was thier first accident. I also see some of them more than once. To each thier own. Just a friendly warning. This can easily bite you in the end. I'd shop around for another carrier. Always remember S**t runs down hill.
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