ok, I'm all alone on this one.
With risk comes reward, history shows me the risk is low and the numbers show the reward is not only high, but pays back annually.
Personal accountability and financial responsibility are out of style, but if I save the money that I'm not giving to the ins co for about 15 months, it will offset the deductable 100% then and I put 1k in my pocket annually. (After I reserrect this thread to say "I told you so" )
