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Originally Posted by b1adesofcha0s
Ahh makes sense. So you just get a loan for the rest of the amount and then just pay it off in $9,999 installments?
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Usually you can work out some sort of short-term (a few days) loan with the dealership and pay them back. Not sure on the exact details, but if you keep it under $10k you don't have to fill out all that paperwork.