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Old 09-13-2011, 08:23 AM   #11 (permalink)
m4a1mustang
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Quote:
Originally Posted by UNKNOWN_370 View Post
The best way to do it is. Finance first. So you can get an invoice price or below. Put no money down. Makes sure who you finance with you don't get penalized for paying the car off. Make your finance for 72months. Then pay it off on the first payment. Reason being. If they see you coming in to pay cash right off. They will jerk you and make you pay msrp +ttl and trumped up fees. But when they finance, they work those fees in on a month to month basis and your payoff doesn't reflect anything but the amount you financed...
Then pay it off and you get them on the deal.
This doesn't really make sense.

If you are pre-approved financing from an outside institution (i.e. not the Dealership's credit arm) or paying with straight up cash, they don't care. It's all the same to them.

How you are paying is not a concern to the dealer until you have agreed on a price and you go back to the finance manager's office to pay for it.
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