I'm paid biweekly as well - it's not uncommon. Did you mean the monthly payment should be less than 28% of the biweekly check or the biweekly payment?
As for emergency funds, a (very) rough rule of thumb I've read says expect about one month of job search per $10k of annual salary, so I would want a little over that in funds - of course, this varies with your job market and experience, field, etc.
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